Qualifying for a mortgage and buying your first home in today’s economy is difficult under the best of circumstances. When you add the challenges incurred by a recent divorce or loss of a spouse, the process can seem impossible. For many, especially those who have suffered from the emotional and financial strain of unexpectedly becoming…
3 Ways Financial Planners Get Paid
Not all financial advice is equal. Though they offer what is supposed to be sound financial advice to you and your family, not all financial planners are conflict-free. Certain considerations may “color” the information and advice offered by a financial planner. Knowing how the financial planner is being paid can help you make the best…
Financial Planner: Do You Need One?
The world of finance has become quite complex. As if investing is not difficult enough, it’s only part of what goes into your financial planning. With so many components, financial planning can be daunting and overwhelming — and that’s where your planner comes in. What’s financial planning? Financial planning includes budgeting and saving your money,…
5 Steps to Getting Your Finances in Order After Your Divorce
Regardless of the circumstances leading to your divorce, now that it’s final, you have to think about your future. First and foremost, you need to take time to deal with the emotions you may be facing. Be patient. It will take time for your family and other relationships to adjust to your new situation. At…
How Do You Find A Financial Planner You Can Trust?
The idea of choosing someone who you don’t know to trust with your personal finances can feel overwhelming. Don’t let the fear of choosing the wrong financial planner keep you from finding one at all. A skilled planner can be the key to maintaining financial peace of mind leading up to and during your retirement…